Your treatment plan will include a breakdown of all applicable fees, and we will inform you of all costs before treatment is administered.

Payment is expected at the time treatment is rendered, unless special arrangements have been made prior to your appointment.

Additionally, we will submit all insurance claims for you for your convenience. We will fully attempt to help you receive full insurance benefits; however, you are personally responsible for your account, and we encourage you to contact us if your policy has not paid within 30 days.

financial information at the kindersmiles new jersey office

Payment Plans

Although fees vary according to the complexity and time involved with each individual’s case, a personalized payment plan can be arranged for your dental care that fits within your family’s budget.

For your convenience, we offer:

  • In-office Interest Free Financing
  • Extended Payment Plans

Keep in mind that we also accept cash, credit cards (Visa, Mastercard, Discover, Amex), and financing via CareCredit®.

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Insurance

Not all insurance policies are the same, and we will review your policy to find out the next course of action. Once your treatment begins, we will proceed to file your claims.

  • We are in-network with Delta Dental Premier & Horizon BCBS Traditional Plan (We do not take Horizon Young Grins).
  • As for all the other insurances, we take ALL out-of-network benefits. This means:
    • A certain percentage of your treatments will be covered depending on your insurance plan (most of the times, preventatives are covered 100%).
    • If you are not sure whether or not you have out-of-network benefits, please give us a call prior to your appointment so we can find out your coverage for you.

Please Note: All patients will be held responsible for any and all charges that insurance fails to pay, throughout the treatment course.

If you have any further questions about your dental insurance, please call our office at: 201-262-0211 where we will be happy to assist you further.

Financial Information